Do I qualify for a life settlement?

To qualify for a life settlement, you’ll need to:

Be age 65
or older.

A life settlement is primarily for people who are age 65 or older. Select policyowners under the age of 65 may qualify, if they have a serious health condition.

Have a change
in health.

Your medical condition is another key factor. People who have experienced a change in their health since they purchased their policy will often qualify for a life settlement.

Own a life insurance policy of $100,000 or more.

You will need to have a policy with a face amount of $100,000 or more to qualify. Most policy types can qualify – even a term policy.